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Jaichand the Kinky Moneylender

I was in deep trouble. I had taken huge loans from Jaichand, a shrewd money lender in Indore. Jaichand was an old man, but reputed to be extremely crooked and violent. I had not been able to repay him back, despite being warned a lot of times by him. Now he had sent a message that he was coming to meet me in the office that I was working in at Dewas to collect his money. I was panicky! I was frightened that he would shout at me and take me to the police and frame me. I knew that being a government servant, I could not afford to have a criminal offence. I would lose my job and my life would be ruined along with that of my wife and child.

My name is Makarand Kakkad. I am a poor clerk in a small government office at Dewas. I am a 27 year old man, living in a small one bedrrom, hall, kitchen house with my 24 year old wife Anupama and our two month old baby. My wife Anupama, is a village girl. She is not very educated. But, is very pretty - to a point, that almost all the men in the street, stare whenever she goes to buy vegetables in the market. That is because, she is exciting to look at. She is short - just around 4' 8" in height. But, she is very fair, has very long, black & thick hair which she plaits. It hangs down almost upto her thighs. She is plump and has a gorgeous figure - 38 - 27 - 39! Her breasts are round, firm and shapely. As she had just delivered our baby, her breasts had even grown bigger, as they are full of milk! Her buttocks are big, fleshy, firm and absolutely delightful. They have a natural upward swing when she walks, exciting all the men who stare at them! Anupama has a very beautiful face, lovely big grey eyes and a lovely voice. Her cheeks are plump and her lips are naturally attractive. She always dresses in simple cotton sarees and blouses. Though she would cover her breasts, correctly and tightly with the pallu of her saree, yet, due to their large size and especially as they were full of milk, men could see them protruding and juggling beneath her pallu as she walked. Her breasts drove men crazy! I was proud of her looks. She was my real wealth! Now, I was afraid that I would let her down. After thinking hard, I decided that I would be extremely polite and apologetic to Jaichand, our money lender, when he visited my office. Jaichand came to my office, as per plan and seated himself on the chair, opposite mine.

He said, ' So, Makarand, I suppose that you have the money ready for me? '

I replied, ' Jaichandji, Namaste! Since you have come all the way from Indore, why dont we go to my house, have a cup of tea and settle matters there? If you can be kind to give us the pleasure of your company, you can have lunch at our place and even relax for sometime, before you return back in the evening to Indore! '

He agreed. I excused myself at our office for the day, and accompanied Jaichand in his car to our house. We reached our house in silence and I knocked at our door. My wife, Anupama opened the door.

My wife said in her lovely voice, ' Jaichandji, Namaste! You are most welcome to our humble house. I am very sorry, that it is in a mess. I was not expecting guests. But, please come in and make yourself comfortable, I shall have everything in order and also get you drinking water and a cup of tea in five minutes! And please do stay for lunch, it would be a honour to us, if you have lunch at our house! '

I turned towards Jaichand. His eyes were almost popping out, at the sight of my gorgeous and buxom wife! He was staring at her lovely breast and her flat tummy, which was visible as her saree was tucked up and dishevelled. My wife became concious of his staring. She quickly covered her breasts properly with her pallu and adjusted her saree to be proper. With the end of her pallu, she wiped the sweat of her face. We were standing at the door. Jaichand had still not replied and was simply still staring at her! She looked at me. He then got back his senses and said,

' Anupamaji, Shukriya! Since you have so nicely invited me, I am definitely going to have lunch, prepared by you ! '

So, she went into the kitchen and began cooking. I started explaining my situation to Jaichand. I explained to him that I needed some more time to pay off his Rs. Two Lakh loan to me. He looked shocked and started shouting as expected. I pleaded with him. He refused. I begged him. He refused. He said, that if I did not pay up immediately, he will get up and walk straight to the police station. He told me that as he knew the police inspectors there very well, he will arrange for them to frame me, not only for the two lakh rupees loan, but also for various crimes, that I did not commit! He told me that he will make sure that my life will be ruined and my wife will be on the streets. I started weeping, pleading and begging him to spare me. He kept on refusing. I told him that I really did not have any money and if I had, I would certainly have paid him to avoid all this trouble. He kept silent for a moment and then said,

' Makarand, you certainly have more than two lakhs in this house! '

I said, ' No, Sethji, I am a poor government clerk. I certainly dont have any such money. From where can I get so much money? '

He said again, ' Makarand, think carefully! You certainly have more than two lakhs in this house! I have already seen with my own eyes, that you have a lot, lot, more than two lakhs in this house! And if you wish, you can pay me! '

I asked him, ' Jaichandji, I am confused now. Where did you see more than two lakhs in our house. You tell me and I shall be very happy to give it to you! '

Jaichand, silently said, ' Makarand, I meant your lovely wife Anupama. She is certainly worth much, much more than two lakhs! All I am saying is, I have a proposal. I am willing to drop my plans of returning back to Indore tonight. I want to stay tonight at your place. You go and explain the situation to your wife. Convince her, to let me spend the night in her bed and tell her to do all that I ask her, to give me pleasure. Tell her, that I want to have my fill, of her gorgeous body and if she does what I ask of her, and gives me and my body absolute pleasure, then, I will simply give you one more year to arrange for the payment. If not, I am not going to have even lunch at your place, but am going straight to the police and will have you arrested within the next hour. And anyway, once you are in Jail, I shall guide things in such a way, that your lovely wife, will have no recourse, but to submit her buxom body to me, for my pleasure! Think about it without getting emotional or excited!

I was shocked! I started weeping! I said, ' No! No, Jaichand Seth, No! I may be a poor government clerk. I may not have money. But, I am a decent man from a good decent family. My wife is a decent woman, from a good decent family. I am not a pimp. Though she is such a buxom and exciting woman, she is not a prostitute. She is a nice, caring housewife. She is my wife! She is a very chaste woman, who believes in the sanctity of our marriage. More importantly, she has just given birth to our baby two months ago. She is a mother now. The only thing that we have is our self respect. Please dont ask me to do such a thing! Please be kind to us. Please dont be so cruel! '

Jaichand, silently replied, ' Makarand, dont waste my time. As it is, you have cheated me by not paying since the last two years. Now, there is no question of giving time. I am too excited by your wife's fantastic body. I want it. My body wants it. Though I am 63 years old, I still have my needs. I simply want your wife. And dont worry, even if I spend the night in your wife's bed, I shall quietly go away in the morning. No one will know, except the three of us. Your self respect will remain intact. But if I go to the police station now, your self respect will be torn to shreds within the next one hour! So dont waste time and talk to her now! Now! '

While wiping my eyes, I turned back and saw that my wife was standing at the door! While we were arguing, my wife had apparently come into our room to serve some water. Seeing the loud arguments, she had stopped and stood at the door. She had listened to each and everyword of our conversation! Looking at me, and understanding Jaichand's threats, she ran into the kitchen, weeping. I ran behind her to the kitchen. She came into my arms and started sobbing un-controllably. I told her not to worry. I told her that I shall gladly go to prison to save her chastity. She kept sobbing. I kept reassuring her, that she need not worry. I asked her to take care of our baby, when I was in prison. I told her, that maybe she could get a job as a housemaid, or as a babysitter, to enable her and my child to live atleast on basics of life! She finally wiped her tears and said,

' No! Makarandji! I will not allow you to go to prison! I am your wife! Your welfare is my duty! I will die if you go to prison! It is alright. You go and tell that scoundrel that he can have my body, for his pleasure, if thats what will satisfy him! Tell the rascal that I will do whatever he says to give pleasure to his body! Go and tell him that, Makarndji! '

Jaichand came back, sat in the room and started smoking a cigarette. My wife, went to wash vessels. I started getting all vessels from the room to the kitchen washing area, knowing that she will not get any rest at night. My wife once again tucked up a portion of her saree, to her petticoat on the left side, stood at the basin on the side of the kitchen platform and started washing the vessels. She had also tucked in the end of her pallu to the petticoat on her hips. Her fair and smooth midriff was now clearly visible and once again her left breast in her bra, could be seen through her blouse, which was peeping out from under her pallu. Her lovely, fair and smooth, left leg was visisble upto a feet, due to the tucking of her saree. Her Mangalsutra was hanging from her neck over her breasts.
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